Our client, a Fintech company that brings experiences from Commercial Banking, Investment Banking, and Traditional Factoring businesses together to build a successful trade financing platform, is urgently seeking an experienced Credit Analyst to join their rapidly growing team. Job Description
Perform credit evaluation and risk assessment on commercial credit proposals and reviews. Provide recommendations on applications and responses to waiver requests. Coordinate with relationship managers for matters relating to credit applications; provide input on structuring more complicated transactions. Ensure efficient turnaround of credit processing. Identify and drive process improvements and other initiatives. Job Requirements
Degree holder, preferably in finance, accounting, or other business-related fields. CFA, CPA, or FRM is a plus. At least 2 years of solid credit assessment experience in sizable financial institutions with great knowledge of trade finance, commercial lending, lending guidelines, and market credit practices. Ideally with strong knowledge in lending to Chinese enterprises, SMEs, and the e-commerce industry. Strong analytical skills, report writing, and problem-solving skills with logical credit judgment. Good team player with tactful interpersonal and communication skills; self-motivated and detail-minded with a strong risk control sense and analytical skills. Fluent in Putonghua and good command of both spoken and written English and Chinese.
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