Manager - Credit Management for Unsecured Consumer Lending Major Responsibilities:
Oversee the entire unsecured consumer loan process, from application to approval, drawdown, and post-drawdown monitoring. Actively manage overdue repayments, ensuring timely resolution and adherence to agreed terms. Approve credit for unsecured lending applications. Execute collection and litigation tasks. Ensure credit activities comply with established credit policies. Support credit product development projects and other credit-related initiatives. Manage and monitor problem loan accounts promptly. Coordinate with business partners, including direct sales and debt collection agents, to ensure smooth approval and collection processes. Handle additional tasks as assigned by management. Qualifications:
Minimum of 5 years of relevant experience in credit risk management, preferably in top-tier financial institutions. Bachelor's degree in Risk Management, Business Administration, Finance, or a related field. Detail-oriented, capable of multitasking, and able to meet tight deadlines. Self-motivated and a good team player. Excellent interpersonal and communication skills. Proficient in both written and spoken English and Chinese. Candidates with less experience may be considered for the role of Assistant Manager, Credit Management. If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV.
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